California

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Moreno Valley, California CD Rates – 6-Month

You are viewing rates from banks across Moreno Valley





Below are the best six-month CD Rates from banks with branches in Moreno Valley, California . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Moreno Valley, CA - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 5.25% → 5.00% → 4.75%

| Oct 18, 2016

IF the Cd's our that high then way i'm i the last to find out what The apys are. Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.35% → 4.00% → 4.15% → 4.40% → 4.35%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 4.85% → 4.60% → 4.50% → 4.35% → 4.16%

| Dec 3, 2019

Have done business with "Hope's" San Diego branch for a few years. Always courteous and helpful. Looking forward to doing business with them in the future. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 4.75% → 4.50% → 4.00% → 3.75%

Rate History: 4.07% → 3.61%

Rate History: 4.86% → 3.05%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 4.26% → 4.25% → 1.00%

0.65%

$100,000

22.58

Learn More

0.35%

$10,000

22.58

Learn More

0.35%

$10,000

22.66

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Jul 22, 2015

Fix your automated system so I can find information after you close Read More

0.15%

$10,000

10.29

Learn More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

0.10%

$100,000

18.27

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

0.07%

$10,000

18.27

Learn More

| Mar 15, 2023

Oh Natty natty natty, haha the fact you need to take out (probably a second) loan for $160,000 on a $625,000 sends up all kinds of red flags. The bank was right to run away from YOU dear hahaha. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Moreno Valley, CA - August 2, 2025


Branch Street City State
Comerica Bank
Ontario Branch
4295 Concours Street Ontario CA
Bank of Hope
Inland Branch
1040 S. Mt. Vernon Ave. #a Colton CA
C3bank, National Association
First National Bank Of Southern Cali Branch
3727 Arlington Avenue Riverside CA
City National Bank
Ontario Commercial Bkg Ctr Branch
3633 Inland Empire Blvd, Suite 101 - 105 Ontario CA
Zions Bank
Zb, National Association Branch
1260 Corona Pointe Court Corona CA
Citibank, National Association
Rancho Cucamonga Branch
10590 Baseline Rd. Rancho Cucamonga CA
Wells Fargo Bank, National Association
Rancho Cucamonga Branch
10540 Foothill Boulevard Rancho Cucamonga CA
JPMorgan Chase Bank, National Association
Baseline & Haven Banking Center Bran Branch
10598 Baseline Road Rancho Cucamonga CA
First Bank
Corona Branch
104 East Ontario Avenue Corona CA
Nano Banc
Commerce Bank Of Temecula Valley Branch
25220 Hancock Avenue, Suite #140 Murrieta CA
Nano Banc
Commerce Bank Of Temecula Valley Branch
25220 Hancock Avenue, Suite #140 Murrieta CA
Citizens Business Bank
Citizens Business Bank Branch
701 North Haven Avenue Ontario CA
Pacific Premier Bank, National Association
Corona Branch
102 East Sixth Street Corona CA
Bank of Hope
Inland Branch
1040 S. Mt. Vernon Ave. #a Colton CA
HCN Bank
The Bank Of Hemet Branch
3715 Sunnyside Drive Riverside CA
Provident Savings Bank, F.S.B.
Magnolia Avenue Branch
487 Magnolia Avenue, Suite 101 Corona CA
East West Bank
Ontario Branch
3237 E. Guasti Rd., #110 Ontario CA
Provident Savings Bank, F.S.B.
Magnolia Avenue Branch
487 Magnolia Avenue, Suite 101 Corona CA
Comerica Bank
Ontario Branch
4295 Concours Street Ontario CA
East West Bank
Ontario Branch
3237 E. Guasti Rd., #110 Ontario CA
U.S. Bank National Association
Rancho Cucamonga Ralphs Branch
12201 Highland Rancho Cucamonga CA
First-Citizens Bank & Trust Company
Corona Messenger Service Branch
1120 El Camino Avenue Corona CA


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PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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